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Dollars are Like Choice Coupons

Do you realize that every dollar you spend is a choice? You can choose to spend your money on one thing or another, but not both. This seems obvious, and I’d wager that some of you reading that first...

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Top 8 Money-Saving Blogs You Should Be Reading

I read recently that there are an estimated 200+ million blog out there and that somewhere around 20 million posts are published to the internet each day. Those are staggering numbers, and sometimes...

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Debt Free Principles Apply to Your Business Too!

It’s no secret by now that I’m a huge Dave Ramsey fan. I listen to his radio show via podcast several days a week, and I’m always a bit shocked when someone calls in who is familiar with Dave’s...

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Why You Should Allow Yourself Indulgences

Behavior Change Needs a Relief Valve When you’re working hard to change your behaviors and change your life it’s easy to get discouraged and allow yourself to get off track. One of the best ways you...

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The 6 Types of Insurance You MUST Have

Like most new employees, I remember when I got my first job and just how little take home pay that job afforded me. Even if you knew the facts in your head, I’m sure you were probably shocked at how...

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How to Keep Black Friday from Sending You Into the Red

This post is probably too late for anyone who’s already headed out the door into the crazy world of Black Friday shopping. If so, perhaps you can consider how to better prepare for next year’s...

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Make the Most of Every Opportunity to Prepare for the Future

You Can’t Prepare for Everything, But You Can Try The last two weeks have brought home to me a pair of realities. The first reality is that we should all try to prepare for the future as best we can,...

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Tax Day Has Come and Gone, Now What? Preparing Now for Next Year

Tax day has come and gone for the year, and many of you are breathing a sigh of relief. Now you plan to kick back and enjoy the next twelve months and put taxes out of your mind until next April....

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Do You Have Vacation Budget? It’s Not Too Late to Start

Check out this video from Dave Ramsey about why you can’t take a vacation. I’ll add my own comments below. [If this video is unavailable, please click here.] Act Like Grownups and Pay Cash So what are...

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Stop Letting First-World “Needs” Keep You From Your Financial Goals—5...

I’ll confess, this post is written somewhat from a feeling of frustration. I’ve read a few posts lately—on some really great financial sites that I enjoy and admire—about how people can make a deep...

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“Same As Cash” Offers Are NOT the Same as Cash

I’m sure you’ve seen same as cash offers in stores or on television commercials. We’re bombarded with 90-days same as cash, 6 months same as cash, and even 12 months same as cash offers! Seems too...

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Top 5 Ways to Create Margin in Your Budget

Financial struggles can often feel overwhelming and impossible to solve. There are people who really struggle to make ends meet because they just can’t seem to earn enough money to pay their monthly...

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Budget Tip: Implement Monthly Spending Caps

An idea I beat like a drum here at The Incremental Life, as well as in my coaching and teaching, is that the single most effective way to achieve your goals is through enacting behavior change....

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10 Things You Should Never Buy at Full Price

Part of getting the most out of your finances is by making your money work for you. Your income is your most powerful wealth-building tool—far more powerful than any investment plan you might...

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Save Money By NOT Ordering Online

I was recently reading a Consumerist article about the reasons why some people tend to spend a lot more money when ordering a pizza online versus via phone or in person. The article focused on...

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